// terms & conditions

Terms & Conditions

Last updated: 14 June 2026

These terms cover your use of raifedowley.com. By using the site you agree to them, along with the Privacy Policy and Disclaimer.

Using the site

You’re welcome to read and share the content for personal, non-commercial use. You may link to pages freely. Please don’t republish, sell or pass off the content as your own, or use the site in any unlawful way or in a way that could damage or disrupt it.

Intellectual property

Unless stated otherwise, the content, design and branding on this site are mine and are protected by copyright. Third-party names and embedded content belong to their owners.

Links and third parties

The site links to external sites and embeds third-party content (for example YouTube and Canva). I don’t control those and I’m not responsible for their content, availability or practices. Some links are affiliate links — see the Disclaimer.

No warranties / liability

The site is provided “as is” with no warranties. To the extent allowed by law, I’m not liable for any loss arising from your use of, or inability to use, the site or anything you rely on from it. (See the Disclaimer for the fuller version.)

Privacy

How I handle your data is set out in the Privacy Policy.

Changes and governing law

I may update these terms; the “last updated” date shows the current version. These terms are governed by Spanish law.

Contact

Questions about these terms: raife@raifedowley.com.